Covers up to the Total Cost of unused accommodation booked through Awaze
Circumstances covered include COVID-19 illness plus track & trace restrictions, death, serious illness & injury and redundancy.
Motor breakdown recovery and labour costs up to £300 (including up to 7 days prior to travel)
Car hire, hotel accommodation and recovery costs up to £1,600
Personal accident covered up to £15,000
Emergency medical expenses covered up to £2,500
Legal liability for accidental damage to accommodation caused by you or your pet up to £2 million
Legal liability for accidental injury to third parties up to £2 million
Damaged, lost or stolen personal possessions up to £1,500 (single article limit £250 and valuables £250 in total)
Loss or theft of money - cash limit of £250
The following is only a summary of the main cover limits and you and your party members should read the policy document for the full terms and conditions. Note: Some sections of cover also have extra sub limits, for example the personal possessions section has a ‘single article’ and ‘valuables’ limit. The maximum aggregated amount for Motor Breakdown cover shall not exceed £2,500. The policy contains restrictions regarding pre-existing medical problems concerning the health of the people travelling and of other people upon whose health the holiday may depend.
|Personal travel insurance
per person limit
|Cancellation & Curtailment||Total cost||£50|
|- - Hospital benefits||£600|
|- - Single article limit||£250|
|- - Valuables limit||£250|
|Additional expenses||£1,000||No excess|
|Motor breakdown insurance
per vehicle limit
|Emergency roadside repairs & getting to the garage||£300|
|Premiums (per party)|
|For short breaks of two or three nights||£25.00|
|For short breaks of four nights||£30.00|
|Up to eight nights||£35.00|
You may wish to consider taking out appropriate travel insurance. Here is some important information about the UK personal travel and motor breakdown insurance that our insurance partner can offer:
Cover is only available to residents of the UK or Channel Islands. The UK is defined as: England, Scotland, Wales, Northern Ireland and the Isle of Man. The Channel Islands are defined as: Jersey, Guernsey, Alderney, Sark, Herm, Jethou, Brecqhou and Lihou.
This insurance is underwritten by AWP P&C SA and is administered in the UK by Allianz Assistance. AWP P&C SA is duly authorised in France and the United Kingdom, and subject to limited regulation by the Prudential Regulation Authority and the Financial Conduct Authority.
There is certain information that our insurance partner need to know about you/your party members as it may affect the terms of the insurance cover you can obtain. You must, to the best of your knowledge, give accurate answers to the questions asked when you buy your insurance. If you do not answer the questions truthfully it could result in your policy being invalid and could mean that all or part of a claim may not be paid.
The policy wording gives you full details of what is and what is not covered and what to do if you need to claim. It is very important that you read the whole of this policy before the end of the 14 day cooling off period and before you travel and make sure the cover is suitable for you and all party members. Please make sure that you take it on holiday with you in case of an emergency. A copy of the policy wording is available on request, if you would like to see it before booking.
Each section of the policy shows the most you can claim but other limits may apply. For example, under the Personal Possessions Section there are other specific limits for any one item and for valuables (including photographic equipment). If you intend to take expensive items with you, please check that you are fully covered.
Your policy does not cover all possible events and expenses. There are conditions and exclusions that apply to individual sections of the policy, and general conditions and exclusions that apply to the whole policy.
If you or a party member has an existing medical condition, you/they must ask your/their doctor if it is safe to travel to your chosen accommodation. This policy does not cover claims where at the time of booking your journey, taking out this insurance or paying any further balance or instalments:
1. You or a party member is aware of any set of circumstances which could reasonably have been expected to give rise to a claim; is travelling against the advice of a doctor or a medical professional such as your dentist or where they would have been if they had sought their advice before beginning the journey; or knows that they will need treatment or consultation at any medical facility during the journey; or is travelling for the purpose of obtaining and /or receiving any elective surgery, procedure or hospital treatment.
2. The person whose condition gives rise to a claim is receiving, or on a waiting list for treatment in a hospital or nursing home; is awaiting the results of any tests or investigations; or has been given a terminal prognosis.
If you are going to take part in any hazardous sports or activities, you should check that the policy covers you.
The following exclusions apply to the whole of your policy:
You will not be covered for any claim arising from, or relating to, the following:
1. You not answering accurately any question(s) asked at the time of purchasing the policy, where your answer(s) may have affected the decision to provide you with this policy.
2. War, invasion, act of foreign enemy, hostilities (whether war is declared or not) civil war, civil commotion, rebellion, revolution, insurrection, military force, coup d'etat, terrorism (this does not apply to claims for emergency medical & associated expenses and personal accidents), weapons of mass destruction.
3. An epidemic or pandemic, except as expressly covered in the policy.
4 You not following any advice or recommendation made by the Foreign, Commonwealth & Development Office (FCDO), World Health Organization (WHO) or any government or other official authority. This includes
a) where certain vaccinations or other preventative measures (such as malaria tablets) are recommended or the FCDO has advised against travel or all but essential travel (unless the purpose of your journey is necessary, urgent and cannot be postponed, evidence of which will be required; and
b) where you have travelled against the advice of a local authority at any destination you are travelling from, through or to.
5. Any economic sanction which prohibits the insurer or members of its group from providing cover under the policy.
6. Cyber risks of any kind.
7. Your property being held, taken, destroyed or damaged under the order of any government or customs officials.
8. Ionising radiation or radioactive contamination from nuclear fuel or nuclear waste or any risk from nuclear equipment.
9. The failure or fear of failure or inability of any equipment or any computer program, whether or not you own it, to recognise or to correctly interpret or process any date as the true or correct date, or to continue to function correctly beyond that date (except emergency medical & associated expenses or personal accidents).
10. You acting in an illegal or malicious way.
11. You not enjoying your journey or not wanting to travel.
12. Any loss caused as a direct or indirect result of anything you are claiming for, for example loss of earnings, unless it says differently in the policy.
13. Any goods, services, advice or arrangements supplied, given or made by any insurer providing cover.
15. Anything caused by an insured vehicle being used for: i) carrying goods or materials; ii) hire or reward; or iii) motor racing, rallies, speed or other tests. b) Anything caused by you: i) causing damage or injury on purpose; ii) breaking the law; iii) deliberately putting yourself at risk (unless you were trying to save another person's life); iv) being under the influence of alcohol or drugs (other than those prescribed by a registered doctor but not when prescribed for the treatment of drug addiction); or v) not following the laws of the country or the local authorities.
15. Cargo or container ship travel.
16. Something that happened before your policy or accommodation was purchased (whichever is later) and which could reasonably have been expected to be the reason for a claim, unless agreed in writing.
17. You taking part in any sports or leisure activity unless it is listed as covered in the policy or it is not listed but you have received confirmation in writing that it is covered.
If we can't offer you the cover you want, or your premium is higher than you wanted because you have medical conditions, you may be able to get help by accessing the MoneyHelper travel directory at: https://www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory?source=mas# or by calling 0800 138 7777 (Open Monday to Friday, 8am to 6pm). If at any time you feel you have not been treated fairly by any member of our staff please contact us at the address or telephone number above.
If your cover does not meet your requirements, please contact us within 14 days of receipt and your premium will be refunded in full unless you have travelled, made a claim or intend to make a claim.
Under some sections of your policy, you will have to pay an excess. This is the amount you have to pay, and will be deducted from the amount otherwise payable under the policy for each person insured, for each section, for each claim incident other than for Section 1 - Cancellation or curtailment charges where the excess applies per booking
The policy contains a complaints procedure which tells you what steps you can take if you wish to make a complaint, and who to contact.
The insurance provides personal travel insurance for all people in your party travelling and staying in the same property and also includes motor breakdown insurance for the vehicles used to reach your destination. The premium is per property. The vehicle(s) must be less than 15 years old at the date you buy the policy.
All details correct as at the date of print but subject to change without notice. All premiums include Insurance Premium Tax at the current rate.